Tag: Smart Spending
You Got A Raise, Now What? (Ep. 42)

You Got A Raise, Now What? (Ep. 42)

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What can you do with a raise to make it truly impactful? How can you prevent it from slipping through the cracks of everyday expenses?

Adrian and Alison Castellano delve into the exciting realm of managing a new raise. They explore how that extra bump in income doesn’t just mean more cash to burn but can be transformative in achieving your financial goals. By pausing before spending, aligning new funds with your personal goals, and even automating some financial decisions, this episode provides you with the tools to make your raise matter.

Adrian and Alison discuss: 

  • Understanding the traps of lifestyle creep [02:29]
  • Strategizing with the 50-30-20 model for optimal financial growth [05:37]
  • Automating financial decisions for seamless wealth-building [09:41]
  • The delicate balance between long-term planning and enjoying the present [12:51]
  • And more

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How to Start Building Your Credit Score (Ep. 21)

How to Start Building Your Credit Score (Ep. 21)

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Credit is something every adult needs at some point, whether it’s a credit card or a bank loan to buy a house. The real question is, do you understand credit enough to use it effectively?

Adrian and Alison Castellano unwrap the complexities of credit and how it intertwines with our financial well-being. Diving deep into what credit means, they cover listener queries, shed light on the significance of credit scores, and offer actionable advice to navigate credit responsibly. Whether you’re contemplating buying a house, as one listener from Tampa was, or simply aiming to bolster your financial health, this episode is packed with insights to guide you.

Adrian and Alison discuss: 

  • The nature and critical aspects of credit and how it influences financial wellness.
  • Breaking down credit scores: understanding what constitutes a good credit score and how it’s calculated.
  • Strategies to improve and maintain high credit scores for better financial opportunities.
  • Insights into common credit mistakes and how to avoid them for a healthier credit history.
  • And more

Connect with Alison Castellano:

Connect with Adrian Castellano:

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