Tag: RFG Advisory
Making Sense of Financial Jargon (Ep. 40)

Making Sense of Financial Jargon (Ep. 40)

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Financial terms like fiduciary, inflation, and annuity can be more than just confusing—they can feel downright intimidating.

Join Jack Burnette, Alison Castellano, and Adrian Castellano from Iter Financial Wellness as they break down complex financial jargon into simple, practical insights. With their clear and approachable style, they empower you to make informed and decisive financial choices.

Jack, Alison, and Adrian discuss: 

  • Why it matters whether your advisor is bound by this standard
  • Understand why your grocery bill feels heavier than ever
  • Efficiently managing and navigating old retirement accounts 
  • The Roth vs. Traditional IRA decision and its tax implications 
  • And more

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How the Let Them Theory Can Transform Your Life (Ep.39)

How the Let Them Theory Can Transform Your Life (Ep.39)

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What happens when you let others be themselves without letting their opinions dictate your life? 

Jack Burnette and Alison Castellano tackle this question as they delve into the “Let Them Theory” by Mel Robbins, a concept that promotes emotional freedom and financial peace. 

Jack and Alison discuss: 

  • The essence of the “Let Them Theory” and how it applies to personal and financial well-being [00:01:46]
  • Jack’s personal insights from his journey towards sobriety and learning to live authentically [00:02:14]
  • The influence of social media and avoiding the trap of keeping up with the Joneses [00:07:01]
  • Practical examples from Alison’s life, like deciding against a costly bathroom remodel [00:12:29]
  • The importance of aligning financial decisions with personal values, especially within relationships [00:22:05]
  • And more

Resources:

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Connect with Jack Burnette:

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Empowering Women in Finance with Shannon Spotswood (Ep.38)

Empowering Women in Finance with Shannon Spotswood (Ep.38)

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What makes women the future of financial wealth control?

Jack Burnette and Alison Castellano as they converse with Shannon Spotswood, President of RFG Advisory. Shannon shares groundbreaking insights on women’s growing influence in wealth management and how they are changing the financial landscape. Explore topics like generational wealth transfers, women’s leadership in finance, and the necessity of inclusive financial services without excessive jargon.

Jack and Alison discuss: 

  • Breaking down barriers for women in finance and investment (00:09:36)
  • “Wonder Woman Stats” and why they matter (00:11:39)
  • The crucial role of mentorship and encouragement in finance careers (00:15:16)
  • How Strong Her Money empowers women through financial education (00:19:07)
  • And more

Resources:

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Connect with Shannon Spotswood:

About Our Guest:

Shannon Spotswood is a 25+ year industry veteran in financial services with an outstanding reputation built on leadership roles in professional management, investment banking, hedge fund management, and business development. 

Joining RFG Advisory in 2015, Shannon recognized the opportunity to combine her entrepreneurial experience with her passion to build an innovative, Advisor-focused RIA of the future. At RFG Advisory, Shannon of RFG 2.0, a fully integrated platform for independent Financial Advisors and the implementation of strategic initiatives contributing to advisor success

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The Difference Between Financial Literacy & Financial Wellness (Ep. 37)

The Difference Between Financial Literacy & Financial Wellness (Ep. 37)

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What’s the difference between Financial Literacy and Financial Wellness? 

Hosts Jack Burnette and Alison Castellano discuss how financial literacy is understanding budgets, interest rates, credit scores, and insurance, a key first step to being money smart, but is often not enough to achieve true financial security. Financial wellness, on the other hand, is about feeling confident and in control of your financial future, allowing for reduced stress even when unexpected challenges arise. 

Discover more as this episode highlights: 

  • Understanding Financial Literacy vs. Financial Wellness [00:01:00]
  • The importance of Emergency Funds [00:07:52]
  • The Role of Financial Advisors in Crafting a Financial Game Plan [00:12:36]
  • How Couples Can Work Together Towards Financial Wellness [00:09:25]
  • And more!

Resources: 

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Connect with Jack Burnette:

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Financial Intimacy: Strengthening Your Relationship Through Financial Conversations (Ep. 36)

Financial Intimacy: Strengthening Your Relationship Through Financial Conversations (Ep. 36)

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Are different money mindsets causing stress in your relationship? 

In today’s release of The BamCam Podcast, we want to help you learn how to turn financial challenges into opportunities for growth and deeper connection.

Join husband and wife team, Alison and Adrian Castellano, as they dive into the emotional complexities of financial planning within relationships. Money is more than just numbers; it’s tied to our upbringing, our fears, and our dreams. Listen as they explore how couples can navigate these complexities, offering practical advice on blending different financial philosophies. Alison and Adrian share personal experiences from their financial journey, from managing joint accounts to handling unexpected expenses like car repairs and home appliances. They emphasize the importance of open communication, setting shared goals, and building a strong emergency fund.

Key takeaways include:

  • Understanding each other’s money mindset and story for stronger partnerships [04:39]
  • Common challenges couples face, including different priorities and control dynamics [05:14]
  • Tips for navigating financial challenges with money dates and shared goals [06:54]
  • The significance of sharing financial responsibilities and respecting independence [09:59]
  • Building an emergency fund to weather life’s unexpected events [14:18]

Previous Episodes of Interest:

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How Human Behavior Impacts Your Financial Decisions with Brendan Frazier (Ep.35)

How Human Behavior Impacts Your Financial Decisions with Brendan Frazier (Ep.35)

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Are you stuck in the cycle of procrastination, especially with your financial goals?

Jack Burnette and Alison Castellano welcome Brendan Frazier, the Chief Behavioral Officer at RFG Advisory, to explore the critical topic of procrastination, particularly as it relates to our financial well-being. Brendan shares his insights into why we procrastinate, especially when it comes to achieving New Year’s resolutions and financial goals, and helps us understand that we’re not alone in this struggle. 

Jack, Alison, and Brendan discuss: 

  • The psychology of procrastination in financial planning [00:03:10]
  • The emotional barriers to seeking financial advice [00:08:37]
  • Real-life examples of clients overcoming financial procrastination [00:11:21]
  • Action steps for addressing procrastination with your finances [00:19:18]
  • And more

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Connect with Brendan Frazier:

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How Could The Election Affect Your Investments (Ep. 28)

How Could The Election Affect Your Investments (Ep. 28)

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With national attention riveted on the impending elections, it’s crucial to understand how these events affect investment portfolios and long-term financial strategies. 

Jack Burnette and Alison Castellano discuss the upcoming election and its implications for the market and investments. They emphasize the emotional nature of elections and how media hype can create uncertainty among investors.

Jack and Alison discuss: 

  • How do elections impact market reactions, and should investors focus on long-term strategies rather than short-term volatility
  • Why is it important to understand policies and educate oneself on candidates before voting
  • How can emotional responses and media sensationalism distort investment judgment during election periods
  • What role do corporate tax policies play in influencing company profits and market trends over time
  • And more

Resource:

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Connect with Jack Burnette:

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The Importance of Life Insurance for Young Families (Ep 25)

The Importance of Life Insurance for Young Families (Ep 25)

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Did you know that most employer-provided life insurance policies only cover one to two times your annual salary? That might not be enough to protect your family’s future.

Hosts Jack Burnette, Adrian Castellano, and Alison Castellano dive deep into the nuances of life insurance, discussing everything from employer-provided policies to term and permanent life insurance options. They mention the benefits of working with an insurance broker and how they can help you find the best coverage for your needs.

Jack, Adrian, and Alison discuss: 

  • The importance of life insurance for young families with significant earnings potential
  • Differences between term life insurance and permanent life insurance
  • Key features and limitations of employer-provided life insurance
  • The significance of regularly updating your life insurance beneficiaries
  • And more

Resource:

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Connect with Jack Burnette:

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Beyond the Forecast with Meteorologist, Harmony Mendoza (Ep.20)

Beyond the Forecast with Meteorologist, Harmony Mendoza (Ep.20)

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If you live in Alabama, you probably know “The Weather Lady,” Harmony Mendoza. It’s almost a year since she hung up her television hat after 13 years with WVTM 13, so we wanted to connect for a temperature check to see what she’s been up to.

Join our host, Alison Castellano and her husband, former meteorologist turned financial advisor, Adrian Castellano as they sit down with Harmony to discuss her transition from TV to philanthropy. Listen as Harmony shares insights from her broadcasting experience and involvement in community organizations like Black Warrior Riverkeeper and Goodwill. 

She also delves into her passion for environmental issues and community service through the Vortex Project – a study with Dr. Laura Myers that they hope will enhance household risk, improve crisis communication during severe weather events, and save lives through improved warning systems. 

Droplets of information shared in this episode include: 

  • How Harmony embraced her “weather lady” persona and utilized social media 
  • A glimpse into her personal life including her recent engagement
  • Goals for the Vortex Project and her partnership with Dr. Laura Myers
  • The role emergency managers and TV meteorologists play concerning community safety
  • And more

Resources:

Connect with Alison Castellano:

Connect with Adrian Castellano:

Connect with Harmony Mendoza: 

About Harmony Mendoza:

Harmony Mendoza has been actively forecasting the weather as an On-Air Meteorologist in The Deep South for almost 25 years. Meteorologist Harmony Mendoza can be seen on WVTM 13 On-Air/Online, serving as their Weekend Morning Meteorologist for almost 13 years.

Harmony received degrees from Florida State University, majoring in meteorology and geography and minors in physics and mathematics. After graduation, Harmony continued her education at Mississippi State University’s Certified Broadcast Meteorology Program emphasizing satellite interpretation.

After graduation, Harmony forecasted the weather for WRBL in Columbus, GA, then off to Sweet Home Alabama in 2010. Meteorologist Harmony Mendoza joined the WVTM 13 Weather team in 2010 and has seen central Alabama through record-breaking historic weather events including the April 27, 2011, Super Tornado Outbreak.

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Financial Wellness for the Next Generation (Ep.19)

Financial Wellness for the Next Generation (Ep.19)

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There used to be a time when working with a Financial Advisor was just for the extremely wealthy. Those days are gone! Now, due to the increasing complexity of financial matters, combined with demographic shifts and a greater awareness of the value of personalized financial guidance, more people are working with advisors.

Join Jack Burnette, Alison Castellano, and Adrian Castellano as they delve into the journey of why they started Iter Financial Wellness and their focus on helping younger generations achieve financial success. They discuss the importance of accountability, providing emotional and tangible support, and the importance of setting realistic goals. 

Jack, Alison, and Adrian discuss: 

  • How financial planning can be tailored to meet the needs of various generations
  • The effect of social media when it comes to comparison and self-worth  
  • Information about their financial advice subscription model
  • And more

Connect with Alison Castellano:

Connect with Jack Burnette:

Connect with Adrian Castellano:

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