Tag: Lifestyle Creep
The Hidden Raise Every Parent Gets (If They Use It Right) (Ep. 46)

The Hidden Raise Every Parent Gets (If They Use It Right) (Ep. 46)

By |

When the daycare bill finally disappears, most families don’t notice the extra money for long; it vanishes into everyday spending. 

Adrian and Alison Castellano explain why the daycare transition is one of the most powerful money moments young families face and how to avoid lifestyle creep. From redirecting half your daycare savings into retirement or college to automating new habits that “pay your future self,” this discussion reveals how small, intentional steps can compound into hundreds of thousands of dollars.

Discover:

  • How the daycare transition frees up thousands annually
  • Why lifestyle creep erases progress if you’re not intentional
  • Simple strategies for investing freed-up dollars
  • How to recreate the same effect even if daycare days are behind you
  • And more!

Previous Episodes of Interest:

Connect with Alison Castellano:

Connect with Adrian Castellano:

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More
You Got A Raise, Now What? (Ep. 42)

You Got A Raise, Now What? (Ep. 42)

By |

What can you do with a raise to make it truly impactful? How can you prevent it from slipping through the cracks of everyday expenses?

Adrian and Alison Castellano delve into the exciting realm of managing a new raise. They explore how that extra bump in income doesn’t just mean more cash to burn but can be transformative in achieving your financial goals. By pausing before spending, aligning new funds with your personal goals, and even automating some financial decisions, this episode provides you with the tools to make your raise matter.

Adrian and Alison discuss: 

  • Understanding the traps of lifestyle creep [02:29]
  • Strategizing with the 50-30-20 model for optimal financial growth [05:37]
  • Automating financial decisions for seamless wealth-building [09:41]
  • The delicate balance between long-term planning and enjoying the present [12:51]
  • And more

Connect with Alison Castellano:

Connect with Adrian Castellano:

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More