Tag: Financial Advisor
Let’s Talk About the “Santa Claus Rally” (Ep. 47)

Let’s Talk About the “Santa Claus Rally” (Ep. 47)

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People talk about the Santa Claus Rally every December, but most investors never understand what is actually happening beneath the surface. 

Jack and Adrian break down why the final trading days of the year often feel surprisingly strong and what it reveals about market psychology, timing, and cash flow. They open up the conversation with humor, a bit of holiday spirit, and a practical look at how optimism, low trading volume, bonuses, rebalancing, and investor behavior all intersect.

What to expect in this release:

  • Why the Santa Claus Rally keeps showing up throughout history
  • How investor mood affects market movement
  • What professional managers do behind the scenes in December
  • Why this is something to understand, not chase
  • And more!

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The Hidden Raise Every Parent Gets (If They Use It Right) (Ep. 46)

The Hidden Raise Every Parent Gets (If They Use It Right) (Ep. 46)

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When the daycare bill finally disappears, most families don’t notice the extra money for long; it vanishes into everyday spending. 

Adrian and Alison Castellano explain why the daycare transition is one of the most powerful money moments young families face and how to avoid lifestyle creep. From redirecting half your daycare savings into retirement or college to automating new habits that “pay your future self,” this discussion reveals how small, intentional steps can compound into hundreds of thousands of dollars.

Discover:

  • How the daycare transition frees up thousands annually
  • Why lifestyle creep erases progress if you’re not intentional
  • Simple strategies for investing freed-up dollars
  • How to recreate the same effect even if daycare days are behind you
  • And more!

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How to Build Wealth on a Modest Income (Ep. 44)

How to Build Wealth on a Modest Income (Ep. 44)

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Building wealth isn’t reserved for high earners,  and Alison and Adrian Castellano prove it’s possible at any income level.

In this episode, they share their journey from modest incomes to financial stability, breaking down the myths that keep families from feeling secure. From redefining wealth around your values to avoiding lifestyle creep, they offer five practical steps anyone can start today: know your numbers, spend intentionally, automate savings, avoid lifestyle creep, and invest early and often.

You’ll hear how everyday decisions, even small ones, can add up over time, and why financial confidence is as valuable as any dollar amount.

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Digital Fraud: How to Protect Your Money and Identity (Ep. 43)

Digital Fraud: How to Protect Your Money and Identity (Ep. 43)

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What do fake text messages, Nigerian princes, and high-tech AI scams have in common? 

They’re all digital fraud tactics, and they’re more sophisticated than ever! 

Join our hosts, Alison and Adrian Castellano, as they dive deep into the world of online scams and arm you with the tools to protect yourself. Listen as they unravel the complex web of digital fraud. From fake package delivery texts to deepfake videos and AI-generated emails, no one is safe, not even city governments! Gain practical advice on recognizing scams, securing your personal information, and protecting your loved ones from online threats.

Key highlights include:

  • Eye-opening statistics on the financial impact of scams (07:00)
  • The role of AI in crafting realistic phishing attempts (05:17)
  • Social media vulnerabilities and the importance of strong passwords (10:14)
  • Red flags to watch for in investment “opportunities” (16:13)
  • Tips for safeguarding children in their digital lives (20:02)

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You Got A Raise, Now What? (Ep. 42)

You Got A Raise, Now What? (Ep. 42)

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What can you do with a raise to make it truly impactful? How can you prevent it from slipping through the cracks of everyday expenses?

Adrian and Alison Castellano delve into the exciting realm of managing a new raise. They explore how that extra bump in income doesn’t just mean more cash to burn but can be transformative in achieving your financial goals. By pausing before spending, aligning new funds with your personal goals, and even automating some financial decisions, this episode provides you with the tools to make your raise matter.

Adrian and Alison discuss: 

  • Understanding the traps of lifestyle creep [02:29]
  • Strategizing with the 50-30-20 model for optimal financial growth [05:37]
  • Automating financial decisions for seamless wealth-building [09:41]
  • The delicate balance between long-term planning and enjoying the present [12:51]
  • And more

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Making Sense of Market Highs and Lows (Ep. 41)

Making Sense of Market Highs and Lows (Ep. 41)

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Jack Burnette, Alison Castellano, and Adrian Castellano continue their mission to decode financial jargon, diving into bull and bear markets, volatility, and even Warren Buffett’s timeless advice, as they work to demystify market complexities and guide you toward a resilient investment mindset.

Jack, Alison, and Adrian discuss: 

  • What defines a bull market, and what does it mean for your portfolio? (04:08)
  • How can you navigate a bear market and potentially find benefits in market downturns? (08:30)
  • What are practical strategies for managing market volatility? (14:51)
  • How do recessions and economic cycles influence your long-term investment strategy? (19:36)
  • How can investor sentiment impact market movements and your investment approach? (26:13)
  • And more

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Making Sense of Financial Jargon (Ep. 40)

Making Sense of Financial Jargon (Ep. 40)

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Financial terms like fiduciary, inflation, and annuity can be more than just confusing—they can feel downright intimidating.

Join Jack Burnette, Alison Castellano, and Adrian Castellano from Iter Financial Wellness as they break down complex financial jargon into simple, practical insights. With their clear and approachable style, they empower you to make informed and decisive financial choices.

Jack, Alison, and Adrian discuss: 

  • Why it matters whether your advisor is bound by this standard
  • Understand why your grocery bill feels heavier than ever
  • Efficiently managing and navigating old retirement accounts 
  • The Roth vs. Traditional IRA decision and its tax implications 
  • And more

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How the Let Them Theory Can Transform Your Life (Ep.39)

How the Let Them Theory Can Transform Your Life (Ep.39)

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What happens when you let others be themselves without letting their opinions dictate your life? 

Jack Burnette and Alison Castellano tackle this question as they delve into the “Let Them Theory” by Mel Robbins, a concept that promotes emotional freedom and financial peace. 

Jack and Alison discuss: 

  • The essence of the “Let Them Theory” and how it applies to personal and financial well-being [00:01:46]
  • Jack’s personal insights from his journey towards sobriety and learning to live authentically [00:02:14]
  • The influence of social media and avoiding the trap of keeping up with the Joneses [00:07:01]
  • Practical examples from Alison’s life, like deciding against a costly bathroom remodel [00:12:29]
  • The importance of aligning financial decisions with personal values, especially within relationships [00:22:05]
  • And more

Resources:

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Empowering Women in Finance with Shannon Spotswood (Ep.38)

Empowering Women in Finance with Shannon Spotswood (Ep.38)

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What makes women the future of financial wealth control?

Jack Burnette and Alison Castellano as they converse with Shannon Spotswood, President of RFG Advisory. Shannon shares groundbreaking insights on women’s growing influence in wealth management and how they are changing the financial landscape. Explore topics like generational wealth transfers, women’s leadership in finance, and the necessity of inclusive financial services without excessive jargon.

Jack and Alison discuss: 

  • Breaking down barriers for women in finance and investment (00:09:36)
  • “Wonder Woman Stats” and why they matter (00:11:39)
  • The crucial role of mentorship and encouragement in finance careers (00:15:16)
  • How Strong Her Money empowers women through financial education (00:19:07)
  • And more

Resources:

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About Our Guest:

Shannon Spotswood is a 25+ year industry veteran in financial services with an outstanding reputation built on leadership roles in professional management, investment banking, hedge fund management, and business development. 

Joining RFG Advisory in 2015, Shannon recognized the opportunity to combine her entrepreneurial experience with her passion to build an innovative, Advisor-focused RIA of the future. At RFG Advisory, Shannon of RFG 2.0, a fully integrated platform for independent Financial Advisors and the implementation of strategic initiatives contributing to advisor success

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