Tag: Dave Ramsey

The Difference Between Financial Literacy & Financial Wellness (Ep. 37)

The Difference Between Financial Literacy & Financial Wellness (Ep. 37)

What’s the difference between Financial Literacy and Financial Wellness? 

Hosts Jack Burnette and Alison Castellano discuss how financial literacy is understanding budgets, interest rates, credit scores, and insurance, a key first step to being money smart, but is often not enough to achieve true financial security. Financial wellness, on the other hand, is about feeling confident and in control of your financial future, allowing for reduced stress even when unexpected challenges arise. 

Discover more as this episode highlights: 

  • Understanding Financial Literacy vs. Financial Wellness [00:01:00]
  • The importance of Emergency Funds [00:07:52]
  • The Role of Financial Advisors in Crafting a Financial Game Plan [00:12:36]
  • How Couples Can Work Together Towards Financial Wellness [00:09:25]
  • And more!

Resources: 

Connect with Alison Castellano:

Connect with Jack Burnette:

Taking Control of Your Credit Card Debt (Ep.30)

Taking Control of Your Credit Card Debt (Ep.30)

78% of people fail to pay off their credit card balance monthly, risking their financial health. Are you taking responsibility for your financial future or leaving it to chance?

This week, Jack and Alison discuss a powerful conversation between Tucker Carlson and financial expert Dave Ramsey, diving into America’s staggering $1.1 trillion in credit card debt and its impact on personal financial health. They explore the far-reaching effects of these figures and offer valuable perspectives into how societal spending habits might be influencing your wallet more than you realize.

Gain knowledgeable insight for tackling your debt as this episode highlights: 

  • The alarming $1.1 trillion credit card debt of our country
  • How credit card debt ties into inflation
  • The psychological aspects of spending 
  • The pitfalls of prioritizing credit scores over financial health
  • And more

Resources:

Connect with Alison Castellano:

Connect with Jack Burnette: